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Non-Credit Loan Monitoring notifies you if a non-credit loan has been opening using an element of your identity.

The benefits of this service:

• Monitors transactional data from payday and quick cash loan providers to help subscribers determine if fraudulent activity occurred.
• Non-credit loans are typically targeted at individuals with thin credit files or poor credit history, where traditional credit monitoring alone cannot help detect possible fraudulent activity.
• Have peace-of-mind with comprehensive identity theft protection.
• Understand if you have been a victim of non-credit/payday loan fraud earlier to minimize restoration time and headache.

What is a non-credit loan? A non-credit loan, also known as a payday or quick cash loan, is a type of short-term borrowing where an individual borrows a small amount at a very high-interest rate. Non-Credit Loan Monitoring notifies you if this type of loan has been opened using an element of your identity.

How many non-credit loan establishments does Non-Credit Loan Monitoring report cover? Non-Credit Loan Monitoring gets data from 23 of the top 25 payday lenders.

What time range does my initial Non-Credit Loan Monitoring report cover? Your first Non-Credit Loan Monitoring report includes data from the past 2 years.

Data Source Description

• Monitors online, rent-to-own, and payday lender storefronts. 

• Coverage is ~ 75% of the entire market. 

• 23 of the top 25 payday lenders. 

• Processes 1.25M – 1.75M inquiries per month. 


Data Range: 2 years

Frequency

• Weekly

Required Personally Identifiable Information (PII)

• First Name 

• Last Name 

• Social Security number 

• Date of birth 

• Address, including street address, city, state and zip code